Up to ent loan for refugees who were registered as part from a civil refugee lobby plan. The brand new Swedish parliament features made a decision to cancel the option to put on to own home equipment fund, effective . As a result you are not any longer able to get a property devices financing out-of CSN. When you yourself have started supplied a house devices financing, you are to carry on and also make payments about this financing since regular. Here you can read on paying off your home devices mortgage.

Dining table of contents

• Interest with the mortgage
• Repaying our home devices loan
• Appealing facing a decision because of the CSN

Desire towards loan

CSN charges desire towards currency your borrow. In the 2023, the interest rate try step one,7 %. The attention try computed regarding the go out you obtain the loan if you do not features reduced the entire obligations. Consequently when you pay off the borrowed funds both of you you want to repay the bucks you’ve got therefore the desire. The interest cannot be got rid of.

Paying down the home products loan

You begin trying to repay the loan 24 months after earliest researching Kingston installment loan no credi checks no bank account the cash. It entails between step 1 and you may eight age to repay the borrowed funds, depending on how far you owe. We’re going to instantly deliver paying-into the slips if it’s time for you to begin making repayments.

We are going to publish 3 investing-inside the glides immediately. Anytime we publish the fresh new using-inside slides, we’re going to charges an alerts payment away from SEK forty. It number so you can a total of SEK 120 a year. If you cannot spend the bills timely, you will also have to pay an indication fee of SEK sixty.

You can begin and then make repayments before 24 months keeps enacted, if you prefer. In such a case, purchase the newest paying-into the slides immediately following signing on Mina sidor Hemutrustningslan (My Profiles Equipment mortgage) only at .

You may also choose create overpayments on the loan. In this situation, replace the amount mentioned on using-in sneak. If you would like pay the entire financing in one payment, please e mail us.

If you’re having trouble and make costs

When you’re having difficulty and make repayments on your loan, you might connect with shell out smaller or perhaps to pay little at all of the getting a season. CSN often costs attract, even if you are not and then make payments on mortgage. This means that, your debt would-be expanding when you’re failing to pay.

If you can’t pay-off the loan

1. We shall deliver an indication. You may then need to pay new SEK 60 indication commission.
2. If you fail to shell out even after searching the latest indication, we’re going to posting a separate indication the following month, saying that we are able to terminate the mortgage having instantaneous fee.
3. If you fail to spend, we will cancel the loan to have quick fee. You will then discover a having to pay-into the sneak for the entire loans. Since the mortgage could have been terminated, so long as be able to make an application for deferred fee.
4. If you fail to shell out financing which was ended, we would forward new claim to the newest Enforcement Authority ( Kronofogden ).

Likelihood of list of low-payment

If the instance is actually passed for the Enforcement Expert, your chance getting tabs on low-commission. Credit file companies issue suggestions away from non-percentage when they have received data regarding Administration Expert. UC and you may Kreditfakta are samples of credit file businesses.

When you are paying down of overseas

Are you presently paying your home gizmos financing from a different country than just Sweden? There are different methods out-of payment according to your geographical area. Oftentimes, the financial institution cost you to have handling the commission.

Payment away from equipment loans can be made to CSN’s account within Danske Financial that with Bankgiro number 5201-1053.