Up until ent mortgage for refugees have been entered as an ingredient of a municipal refugee lobby plan. Brand new Swedish parliament possess made a decision to cancel the possibility to make use of getting equipment funds, productive . Consequently you are no longer capable get a home devices loan away from CSN. When you have been granted a property products loan, youre to continue and come up with repayments with this loan just like the regular. Here you can read in the paying down your residence devices loan.

Desk regarding content

• Focus on the mortgage
• Paying down the home devices financing
• Enticing facing a decision of the CSN

Attract towards the financing

CSN fees notice on the money you obtain. Within the 2023, the pace try 1,eight per cent. The interest was determined throughout the day you get the loan if you do not provides paid the complete obligations. Because of this when you repay the loan both of you you need to settle the money you got and also the attention. The interest cannot be eliminated.

Paying down our home equipment loan

You start repaying the borrowed funds couple of years once first searching the bucks. It requires ranging from step one and you can eight decades to repay the borrowed funds, depending on how much you owe. We shall immediately send you spending-inside slips when it is time for you start making costs.

We’re going to posting step three purchasing-within the slips immediately. Each and every time i upload new investing-when you look at the glides, we will fees a notification fee regarding SEK forty. Which amounts in order to all in all, SEK 120 a year. If you can’t spend your own invoices timely, you will also have to invest a reminder payment of SEK sixty.

You can start making repayments just before 2 years has actually passed, if you need. In cases like this, buy the new expenses-in the slides once logging on Mina sidor Hemutrustningslan (My personal Profiles Equipment financing) at .

You may want to like to make overpayments on the mortgage. In this case, change the number said to the purchasing-within the sneak. When you need to repay the entire financing in one single payment, delight e mail us.

While you are having trouble and also make money

Whenever you are having trouble while making money in your mortgage, you could potentially apply at spend smaller or even to pay little during the all to own a calendar year. CSN have a tendency to charge attract, even although you are not and come up with repayments into loan. Consequently, the debt might be expanding while not paying.

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If you cannot repay the loan

1. We shall deliver a note. You’ll then have to pay the fresh SEK 60 indication percentage.
2. If you’re unable to shell out even with getting the newest indication, we’ll upload a different reminder next month, stating that we are able to terminate the mortgage for instant fee.
3. If you can’t spend, we shall terminate the mortgage for quick payment. You will then found a spending-in sneak for your loans. While the financing has been terminated, you no longer manage to make an application for deferred percentage.
4. If you fail to shell out a loan which was ended, we would forward the brand new claim to the brand new Administration Authority ( Kronofogden ).

Risk of checklist away from non-percentage

In case your instance try handed towards the Enforcement Power, your exposure getting track of non-payment. Credit file organizations material ideas from low-percentage after they have received investigation from the Enforcement Expert. UC and you will Kreditfakta try samples of credit history organizations.

While you are settling off abroad

Have you been paying your house products mortgage off a different country than just Sweden? You will find different ways out-of percentage based on in your geographical area. Occasionally, the lending company ask you for having dealing with percentage.

Payment from home equipment fund should be designed to CSN’s membership on Danske Bank by using Bankgiro matter 5201-1053.